Retirement Plan Limits for 2024
- Broadridge Content
Some key limits for retirement account savers are higher in 2024.
Set Sail Towards Freedom
Charting Your Course
Your Retirement, Your Way
What's Your Story?
About Me
My name is Richard Frantz. I am an investment professional at Frantz Financial, offering investment products and services through Money Concepts, a Wealth Management and Financial Planning organization serving its clients since 1979.
My career began in 1992 when the Dow was just 3300. After many years on Wall Street, problem-solving for the largest and most well-respected institutions around the globe, my priorities have shifted closer to home and family.
I now leverage my time, experience, and deep understanding of financial markets to help my clients reach their important life milestones. The financial industry was built on trust. Quite literally, a handshake and one’s word. It is this trust that brought me full circle, from where the journey of a thousand miles began in 1992, to Money Concepts, and a handshake with the clients I’ve sworn to serve.
What is important to me is to understand what is top of mind for my clients – that I may deeply serve them, and in turn my clients know who I am and the values I bestow. Come speak with me, shake my hand, and tell me – what is important to you?
You should also know that, as an Independent Investment Professional, I am neither bound nor restricted to proprietary, or company-sponsored products. I have thousands of financial products available to me that I can tailor to your unique situation. This should be very important to you.
Address
497 Route 304, Suite 2
New City, NY 10956
Licenses
- Series 7
- Series 66
- Life & Health
Discover how I can help YOU
Explore My Services
Navigating Your Financial Journey Together
With a licensed financial professional by your side, you’ll have the intel and guidance on hand to help you navigate your financial goals throughout your unique journey.
While other advisors are asked to push certain products, I'm independent, which allows me to customize your plan to meet your specific needs without limitations or influences. My affiliation with Money Concepts International also provides me with the freedom, network of support and education needed to best aid you in achieving your goals.
If we are not yet partners, reach out to me & share your journey!
Stay in the Know
What's the Latest News?
Knowledge is power! The following news has been carefully selected by our office to empower your learning. Dive into trending news, thought-provoking insights, and everything in between.
Money Advice Every Parent Should Give Their Children
- Forbes
Most schools don’t have a financial planning curriculum. The burden of teaching financial literacy is left to parents. Imparting the below money tips to children starting at a young age can drastically change the child’s relationship with money and help secure their financial future.
Why you shouldn't put all your retirement savings in your 401(k), according to a financial planner
- Business Insider
A 401(k) is an excellent retirement savings account, but it shouldn't be the only one you choose. Contribute up to your employer's match, then put money in a Roth account and a taxable account. Tax diversification in retirement will protect you from changes in tax law and keep money flowing.
Welcome To The Journey!
Currently in the United States, for every 100 people who reach 65... 1 is wealthy, 19 are financially independent, 15 are required to keep working, 19 died before 65, and 46 are dependent.
In the richest country in history, 46% of Americans can't support themselves in retirement years.
We can do better! Successful achievements of personal goals require careful strategic planning along with disciplined implementation. The Journey is a systematic approach to the achievement of your goals and objectives, like a well-planned climbing expedition.
LEARN MOREIn the richest country in history, 46% of Americans can't support themselves in retirement years.
We can do better! Successful achievements of personal goals require careful strategic planning along with disciplined implementation. The Journey is a systematic approach to the achievement of your goals and objectives, like a well-planned climbing expedition.
Why Choose Us?
We use a “holistic approach” to wealth management. Our systems, procedures and techniques have been refined by years of experience help making us an efficient and productive wealth management company.
HOLISTIC APPROACHWelcome to the Summit!
You have been planning, saving, and sacrificing, all with anticipation that you will achieve your goal of a comfortable retirement. You have reached the Summit in your planning. This should not be a concern, but an opportunity to celebrate and congratulate yourself for a job well done. However, after the celebration is over one of the first thoughts you may have is, “Where to from here?” Welcome to the Summit! It's important to remember that climbing to the summit is a round trip. Achievement of the Summit is only half the journey. In fact, the most dangerous and challenging part of the journey is yet ahead. The Summit is a program that helps you identify real wealth and address not only your money and income but the more than money needs you will face. This is accomplished by focusing on critical elements that will reduce anxiety and allow you to live a less stressful life.
I want more information on starting my Summit!Let's Set Sail
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